If the claim is approved as presented, a contract between Maycon Construction Services and the homeowner will be prepared and executed. Work will then begin once a time is agreed to with the homeowner. This work will commence like any other project; however, we will ensure that all the relevant insurance documentation is prepared and presented to the carrier. Once work is complete, the homeowner will sign off on the project, we will present the final documentation to the carrier and work with the carrier to receive the appropriate funds.
If the claim is approved but the insurance carrier wants to modify the restoration plan Maycon Construction Services will discuss the implications of these modifications with the homeowner. For example, many roofs with wind damage will have multiple locations missing shingles. The insurance carrier may want to only pay to repair these places and not replace the entire roof. However, there are guidelines that must be followed – by the contractor and insurance carriers – to ensure the homeowner’s property is restored to the pre-event condition.
We will help you understand these guidelines and whether or not additional effort should be spent to get these claims approved. If a decision is made to continue to try to get the claim approved, a second inspection will be requested. This inspection usually occurs with a different adjuster or the same adjuster but with their supervisor’s participation as well. In our experience, many – but not all – claims can be approved following this second meeting. Pending the outcome of this second inspection, Maycon Construction Services will discuss the next steps with the homeowner and come to a mutually agreeable path forward.